How It Works

About Us

The Funding Factory operates as a boutique finance brokerage where every person who comes to us is treated as an individual. We take the time to know about you and your circumstances and source you the best lender accordingly.

Our byline is ‘where people count’ and we mean it!

People aren’t numbers

... and deserve to be treated accordingly so we make sure that personal service is the stalwart of our business ethos so if you want to be treated with care and respect we are the people to look after your financial needs.

We have over 20 years in financial services and can access nearly every financial institution within Australia to ensure that you are fitted with the best product and our expertise ensures that we can service all individuals regardless of their current circumstances, financial or employment status.

Rosslyn Pearce

Rosslyn Pearce

Managing Director

Rosslyn set up The Funding Factory after being in the financial industry for many years as she felt there was a divide between the people and the lenders.

Life isn't black and white so lending can't really be either. and this is where the byline "where people count" came into play.

The system (in her opinion) isn't designed for humans and she feels that her and her teams' role is to navigate that system on her client's behalf to ensure they are treated as individuals rather than numbers on paper.

With over 20 years of industry experience the whole thought process has been to represent the clients first and foremost when dealing with lenders and what will work best for them.

Best interest duties have only recently been introduced however we have been working from that viewpoint from the very beginning as we deal with human beings with a vast range of needs and wants and circumstances invidivual to themselves whether it is for business or personal.

Your advantages

We're local and work crazy hours

If you find something you need and require finance contact us right away.

We value your time

Yes, we understand that time is of essence. If you want fast turn around, you've found the right place.

No Hidden Costs

By going through us you can be sure that we don't have any hidden fees.


We're straight shooters so ask us a question and we will do everything in our power to get that sorted for you. No BS!

Please see below some of our available lenders

Did We Answer Your Question?

If you are still wondering if we're the best people for the job, only way to find out is to have a chat with us.

This information provided by The Funding Factory under Australian Credit Licence 408202, Credit rep number 412577 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

* The Funding Factory approved customers only. Terms, conditions, fees and charges apply. Deposit and weekly payments may vary depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

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